The Homebuying Process Three Steps To Prepare For

buying-a-condo

Buying a condo or house is an important milestone for anyone, but it can be intimidating when you’re not sure what to expect.

Here are 3 things you should do to prepare for the home buying process:

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Get your finances & credit score on track. Figure out how much you will need/want to spend on a downpayment and closing costs, and how much you can afford to spend monthly. Don’t forget to have an emergency savings fund set aside, and to budget for all of the utilities and typical upkeep,

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I’ve said it before and I will say it again. Make sure you get pre-approved BEFORE looking at homes! This is especially important in today’s competitive housing market, and the way financing has changed (rates, grants, various loan programs). Do your research to find a good lender or ask your agent – this person will be handling the biggest purchase of your life, so you want to make sure you are speaking with an actual mortgage specialist.

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Your agent will help guide you throughout the entire process and protect you during the sale, from sitting down to discuss what you’re looking for in a home, to submitting an offer, negotiating repairs, handling all of the paperwork, and being there when you finally get the keys to your new home. Their knowledge of the home buying process, negotiating skills, and familiarity with the area you want to live in can be extremely valuable. And best of all, it’s FREE! Your real estate agent is paid by the seller, in most cases.

If you’re considering a move, our agents would be happy to talk with you and guide you through the process!